Authorized Amount and Captured Amount

Introduction

In payment processing, the OMS distinguishes between authorization and capture to control when funds are verified and when they are actually collected. This separation ensures secure transactions and flexibility in order fulfillment.

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Key Differences

Aspect	Authorized Amount	Captured Amount
Definition	Amount approved and reserved by the payment provider	Amount actually charged and collected from the customer.
When it Occurs	At the time of order placement	At the time of shipment or fulfillment.
Fund Movement	No money is transferred; funds are only held	Money is transferred from customer to merchant.
Purpose	Confirms sufficient funds are available	Finalizes the payment.
Adjustments	Can be partially captured or voided	Reflects the final charged amount.